For many Americans, building or improving a credit score can feel like a catch-22—you need credit to build credit, but without a solid history, lenders are reluctant to give you a chance. One way to tip the scales in your favor that often flies under the radar is by making your rent payments count toward your credit score. Rent is likely your biggest monthly expense, so why not put it to work?
by Aurelia Finch | April 23, 2025
Getting approved for a mortgage can feel like a black box—especially if you're a first-time buyer. You submit your documents, wait anxiously, and hope the lender sees you as a safe bet. But behind the scenes, there are some very specific things lenders look for, and understanding those can help you make smarter moves before you even start the home shopping process.
by Corinne Shaw | April 8, 2025
Renewing your mortgage isn’t just a routine step—it’s a chance to make your loan work better for you. Whether your current term is ending or you’re considering refinancing, this is the moment to reassess your financial goals and secure the best deal possible. Many homeowners simply sign the renewal offer their lender provides, but taking a closer look at your options could save you thousands over the life of your loan.
by Corinne Shaw | April 1, 2025