Life insurance is one of those financial tools that often feels essential when you're younger—especially if you have a mortgage, kids, or a spouse who relies on your income. But what about when you retire? Without a steady paycheck to protect, many retirees wonder whether keeping life insurance makes financial sense or if it's just an unnecessary expense. The answer, as with many financial questions, depends on your personal circumstances.
by Aurelia Finch | April 2, 2025
Retirement is a long-anticipated milestone, but for many, it comes with an unexpected challenge—boredom. After decades of structure, deadlines, and professional purpose, the open-ended nature of retirement can feel overwhelming. It’s easy to romanticize endless relaxation, but the reality is that too much idle time can lead to dissatisfaction. The key to a fulfilling retirement isn’t just financial security—it’s staying engaged, mentally stimulated, and socially connected.
by Jules Bellweather | March 28, 2025
I've been sitting across the table from a lot of folks lately, and the same concern keeps popping up: are Americans truly prepared for retirement? It's not just the numbers on a statement; it's the gnawing feeling that something's missing. You see, the landscape has shifted. We're living longer, healthcare costs are skyrocketing, and the traditional pension is becoming a relic of the past. It’s no wonder people are feeling a sense of unease.
by Jules Bellweather | March 13, 2025
The transition to retirement often brings a significant shift in lifestyle, and one of the most pressing questions many Americans face is whether to rent or own their home. There's no one-size-fits-all answer, as the optimal choice hinges on individual circumstances, financial stability, and personal preferences. Let's delve into some key considerations to help you navigate this important decision.
by Tierney Ross | March 11, 2025