Returned payment fees can catch many Americans off guard. Whether it’s a declined mortgage payment, bounced rent check, or rejected credit card autopay, these fees add up quickly and often at the worst time—when you’re already struggling to make ends meet. What may seem like a small slip in timing can ripple into larger financial consequences, especially if you’re unaware of how these fees work or how to stop them from recurring.
by Eliska Vance | April 7, 2025
Credit cards are powerful financial tools, but they come with hidden costs and industry tricks that most consumers never realize. Banks and credit card companies design these products to maximize their profits, often at the expense of the average cardholder. Understanding these secrets can help you keep more money in your pocket while still enjoying the benefits of credit.
by Tierney Ross | March 24, 2025
Let’s cut to the chase: nobody likes paying for something they think should be free. Credit card annual fees can feel like a financial gut punch. But here’s the thing: in the competitive US credit card landscape, that fee can unlock a world of benefits that, if you play your cards right, can far outweigh the cost. It’s about reframing your perspective. You’re not just paying for a piece of plastic; you're investing in a financial tool.
by Leighton Cole | March 7, 2025
Traveling within the United States should be a breeze, right? Well, mostly. But a few smart credit card moves can make it even smoother. I often find people get caught out by simple things they hadn't considered. Let's start with the essential: travel notifications. It might seem like a small detail, but letting your bank know where you're headed can prevent your card from being blocked due to perceived suspicious activity. A quick call or online update can save you a whole lot of frustration.
by Aurelia Finch | March 5, 2025
Look, we’ve all been there. Maybe it was a late-night online shopping spree, or a "just this once" splurge on a vacation. But when those credit card bills start rolling in, and you realize you've dug yourself a hole, it's a gut-wrenching feeling. As a financial advisor, I've seen firsthand how easily seemingly small credit card mistakes can snowball into major financial disasters for Americans. So, let's talk about the common pitfalls and how to avoid them.
by Corinne Shaw | February 21, 2025